OMVIC Practice Test 2026 - Free OMVIC Practice Questions and Study Guide

A lien check on a vehicle is an essential step for buyers, especially when purchasing from a dealer. Conducting a lien check ensures that the vehicle is free of any financial encumbrances, which could affect the buyer's ownership rights. In Ontario, a lien could signify that there are still outstanding payments owed on the vehicle, which legally belong to the previous owner or a financial institution. If the vehicle has a lien, the new owner could be at risk of having the vehicle repossessed if the previous obligations are not fulfilled. Therefore, it is crucial for customers to perform a lien check for peace of mind and to ensure they are making a sound investment without unforeseen liabilities. This practice protects the buyer, reinforces trust in the transaction, and aligns with responsible purchasing practices in the automotive market.